PayCentre Africa Insurance

How to Subscribe to PayCentre’s Paid Insurance Plan

Did you know that for as low as #200 per month you can enjoy our latest feature that helps you minimize losses that arise from accidents and uncertainties?

And guess what? All agents are automatically subscribed to the free plan. 

Here’s how to subscribe to a paid Insurance Plan with PayCentre: 

  • Log in to your PayCentre Application 
  • Go to Insurance 
  • Tap on Change Plans (Remember all PayCentre Agents are on a free plan) 
  • Select your desired insurance plan type e.g., Simple Plan, Advanced Plan, Ultimate Plan, or Custom Plan. 
  • Agree to all the terms and conditions 
  • Fill in all credentials 
  • An amount will be deducted immediately from your purse depending on what plan you choose. Subsequently this deduction will happen on the 1st of every month or once yearly depending on your subscribed plan.
  • Voila! You are done! 

Get Familiar with our different Insurance Plans 

Free Plan 

This plan is free and it covers all our agents, but it’s important to note that for this plan you only have access to MIPC (Money in personal custody) which is NGN 50,000, and if you need to make a claim, you will need to move from the free plan to a paid plan. 

Simple plan 

For as low as 200 Naira monthly and 2000 Naira yearly, you can buy this plan – it’s the least paid plan. When you choose this plan, you have access to MIPC worth NGN 100,000, Equipment replacement or repair worth NGN 25,000, and GPA (Group personal accident) worth NGN 100,000. You can move from this plan to a higher plan if there is a potential loss. 

Advanced plan 

At the rate of NGN 400 monthly and NGN 4000 yearly, you can buy this plan. When you subscribe to this plan, you have access to MIPC worth NGN 250,000 equipment replacement or repair worth NGN 25,000 and GPA worth NGN 150,000. You can move to the advanced plan whenever you want to. 

Ultimate Plan 

This is our highest plan and it’s offered to our premium agents who carry out high transaction volumes.

You can subscribe to this plan at the rate of 500 Naira monthly and 5000 Naira yearly. When you subscribe to this plan, you have access to MIPC worth NGN 500,000 equipment replacement or repair worth NGN 25,000 and GPA worth NGN 200,000.

Custom Plan 

This plan is for Agents who feel the “premium” offered by PayCentre will not cover their loss if there was ever an incident that requires them to lay a claim.

These set of agents can design their insurance plan, for you to design this plan, your MIPC has to be above NGN 500,000


What if nothing happens to me or my business, can I make a claim? 

 No, you cannot make a claim if there is no loss.

Can an agent make a claim on a free plan? 

If an agent is on the free plan and he/she wants to make a claim, the agent has to move to a paid plan. 

Can an agent choose to pay monthly? 

An agent can choose to pay monthly or yearly. However, the yearly payment is cheaper. 

Get started for free and enjoy this premium offer with our latest feature!!! To know more about PayCentre Insurance, you can also read 5 things to know about PayCentre Insurance.  

For more information, follow us @paycentreafrica on Facebook and Instagram. You can also reach our support team for help via 017006213 or send a message to @eslhelpdesk on Facebook and Instagram. 

32 thoughts on “How to Subscribe to PayCentre’s Paid Insurance Plan”

    1. For as low as 200 Naira monthly and 2000 Naira yearly, you can buy the Simple/Basic plan – it’s the least paid plan. When you choose this plan, you have access to MICP worth 100,000 NGN, Equipment replacement or repair worth 25,000 NGN, and GPA (Group personal accident) worth 100,000 NGN. You can move from this plan to a higher plan if there is potential loss.

  1. Apart from shop robbery, damages or loss in business,
    What about health challenges or house properties Can someone still make a claim?

  2. I fund customer #30000 Union Bank account 0003645799 but the customer didn’t see it and I have been debited please do something

    1. If an agent is on the free plan and he/she wants to make a claim, the agent has to move/change to a paid plan, the agent can only move to the basic/simple plan.

  3. Ezeh Nwamaka juliet

    What are the process or procedure for claiming loss, for example lije Tru mail or what, and if I want to choose how?

    1. To make a claim,
      – Kindly click on Insurance, then click on make claim
      – Fill information for Claim
      – Your claim will be processed and it will take 10 working days for it to be approved
      – If you claim is approved, you will be paid your claim in 5 working days

  4. Good afternoon Admin…
    In a situation where an agent is been robbed on the road, he got wounded and everything was taking from him/her…
    Can the agent make a claim?

  5. On the Paycenter Terms and Conditions, I came across ” if an agent doesn’t keep a log book that such agent will not make a claim”
    What kind of log book please?
    Secondly, that an agent cannot insured multiple outlets/location.. more light on this please..
    Thank you.

    1. Dear Partner, a log book is a book in which you record and document your daily transactions, weekly transactions and monthly transactions, you can only insure one outlet/location.

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